With Fewer People on the Road, Reports of Car Accidents Have Dropped Drastically
The Coronavirus outbreak has forced most states to issue “Stay-at-Home” orders for their residents. For the majority of Americans, this means not leaving the house except to obtain essential services. One positive side effect of the stay-at-home orders has been a dramatic decrease in the number of car accidents. Insurance companies, across the board, have been reporting a significant decline in the number of claims.
Query Shows Substantial Decrease in Crashes Reported to TxDOT
According to a search completed using the Texas Department of Transportation (TxDOT) Crash Records Information System (C.R.I.S), there were 11,674 crashes reported between April 1 -20, 2020. A query of the same period in 2019 resulted in 38,478 reported crashes. Harris County experienced a similar decline during the first 20 days of April, with 2203 reported crashes, down from 7894 the previous year . A statewide “Stay-at-Home” order was formally issued by Texas Governor Greg Abbott to be effective April 2, 2020. Without question, fewer people were on the road under the “Stay-at-Home” order. Fewer people on the road means fewer car accidents and for many – more money in their pocket.
Insurance Companies Respond to COVID-19
Some of the largest insurers in the business are offering refunds on premiums because of the pandemic and ensuing impact on car accident rates. A report by the Dallas Morning News indicates that auto insurers are set to refund over $7 billion as customers stay off the road.
According to The Zebra, many insurers are not only offering premium refunds but also “accommodations to customers experiencing financial setbacks as a result of the coronavirus crisis.” Some of the most widespread incentives provided by insurance companies include:
- Premium refunds (generally between 15 – 20%)
- Payment flexibility
- Waiving late fees
- Expanded coverage
- Suspension of cancellations
- Free roadside for first responders
Finding Help During Uncertain Times
While a decrease in car accidents provides some much needed good news, it is essential to note that car accidents can still happen. Auto collisions can result in catastrophic injuries. Throughout this national health crisis, we are here to help. At the Law Office of Roy A. Boujaoude, we are open for business and offer phone or video conferences for all of our clients. You should never feel that you are alone during these uncertain times. You always have the right to legal representation and should never settle a claim before consulting a knowledgeable attorney.
Contact our offices today at (713) 690-2227 for a free case evaluation.
 Search conducted using TxDOT C.R.I.S Query Tool with dates from April 1, 2020 at 0001 and April 20, 2020 at 2359. Same dates and times used for previous year query for both state and county data.